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Aam Aadami Bima Yojana

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Aam Aadami Bima Yojana: Government's special scheme for landless, poor, laborers and forced, get insurance of Rs 75,000 for Rs 100 per annum.

LIC has a special scheme for social security of workers in the unorganized sector . LIC runs a social security policy called Aam Aadmi Bima Yojana (AABY). The Ministry of Finance has thus implemented the Aadmi Vima Yojana. Under this scheme, people from rural landless families get life insurance as well as other facilities.


The age of the applicant for this insurance plan should be between 18 to 59 years. The beneficiary should be the head of the family and there should be only one earner in the family. The applicant should belong to a landless family. The applicant can apply from any rural area or urban area of ​​the state.

Documents required for the plan

Thus, to join Aadmi Bima Yojana, the applicant will need ration card, birth certificate, proof of school certificate, voter ID, identity card issued by government department, Aadhaar card.

Benefit of insurance plan

  • If a member dies naturally during the period of insurance coverage, the sum insured under the insurance applicable at that time will be 30,000 nominees.
  • If the death of the registered person is due to accident or disability, then the nominee is provided an amount of Rs. 75,000 as per the policy.
  • In case of partial disability, an amount of Rs.37500 is provided to the policy owner or nominee.
  • Under the Scholarship Benefit, this insurance scheme offers scholarships at the rate of Rs. 300 per child to a maximum of two children studying between 9th to 12th. It will be paid half-yearly.

What is the premium amount for AABY?

If the insurance is up to Rs 30,000, a premium of Rs 200 is charged per year. However, in a way it costs only Rs 100 as 50 per cent of the security funding is provided by the state government or the Union Territories.

⇛⇛Read In Gujarati

Thus, to join Aadmi Bima Yojana, the applicant will need ration card, birth certificate, proof of school certificate, voter ID, identity card issued by government department, Aadhaar card.

Importrant:"Please Always Check And Confirm The Above Details With The Official Website And Advertiement Notification"

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